Premier FedNow® – Real-Time Payments for Merchants Who Refuse to Settle
“Apply and Process with Premier® FedNow – Full-Color Real-Time Payments for the Modern Merchant.”
Are you tired of watching your cash flow move in black and white and reruns —waiting days for ACH, outdated credit card batch settlements, or old-school bank wires?
Step into the full-color future with Premier® FedNow: the real-time payment solution built for speed, style, and financial clarity. Whether you’re high-risk, multi-state, or just ready to level up your payment game—Premier® FedNow brings FedNow®, RTP®, ACH, and Credit Card transactions together under one powerful, compliant, luxurious platform.
Time to Upgrade Your Payments to Premier
If you’re still using “Select,” “Prime,” or “Choice” processors, you’re not getting the real deal. Premier FedNow® is the top cut—the premium payment processing platform built for fast, fully funded, real-time financial operations.
Whether you run a high-risk business, handle multi-division payments, or need support for recurring billing across 50 states, Premier FedNow® is here to replace slow ACH, tired credit cards, and basic processors with something exceptional.
What Is Premier FedNow®?
Premier FedNow® is the elite standard
in real-time payments. Unlike ACH or credit cards, we deliver the
first row seat of FedNow® and RTP® funding—lightning-fast, always
guaranteed, and built for recurring success. With full support for
credit cards, ACH, and high-risk merchants, Premier FedNow® is not
just a payment processor—it’s your new executive partner in instant
business growth.
Parameters of Premier FedNow®?
Premier FedNow® is the elite real-time payment processing platform that combines FedNow®, RTP®, ACH, and credit card transactions into a single, secure, and lightning-fast interface. It’s not just about moving money—it’s about upgrading every payment experience from basic to brilliant.
“Real-Time Payment Processing Without Visiting a Bank – Here’s How”- "Free RTP® and FedNow® Processing Applications – Zero Sign-Up Fees."
- "Full Support for FedNow®, RTP®, ACH, and Credit Card Transactions."
- "High-Risk and Bad Credit Merchant Accounts Welcome."
Built for modern CFOs, tech-forward business owners, and high-risk merchants alike, Premier FedNow® is optimized for compatibility, performance, and precision. No bank lines. No setup fees. No settlement delays. Just pure payment power.
24 Feature-Rich Reasons to Choose Premier FedNow®
- Free merchant account applications for FedNow® & RTP®
- Process payments through multiple banks/credit unions across 50 states
- Support for over 100+ email/phone aliases (unique MID for each)
- Full recurring billing support with real-time funding
- Integrated platform for FedNow®, RTP®, ACH & credit card rails
- Batch uploads/downloads for high-volume operations
- Hosted Payment Pages built into ISO 20022 RfPs
- Real-time QuickBooks® Online integration
- CFO-level reconciliation and payment intelligence tools
- Alias-based transaction security with payee/payer verification
- POS, MOTO, mobile, email, and text-to-pay compatibility
- Zero chargebacks, no returns, no processing friction
- Instant approvals—even for poor or bad credit businesses
- Multi-division and franchise support with individual MIDs
- Interoperable system for full payment type flexibility
- Instant A2A, B2B, B2C, and C2B transactions
- Scheduled one-time or recurring payouts—set and forget
- Payee-initiated payments and settlement confirmation
- ISO 20022-compliant messaging for streamlined RfPs
- Real-time fund tracking and transaction alerts
- Perfect for high-risk verticals: subscriptions, coaching, adult, crypto, CBD, and more
- 24/7 dashboard access with mobile optimization
- White-glove onboarding with no bank visit required
- Powered by TodayPayments.com—leaders in next-gen payments
Our Mission Statement
Premier FedNow® is the “Top Choice” for merchants who demand precision, performance, and payment power without compromise. Unlike outdated ACH and lagging card systems, Premier FedNow® is built on real-time rails, instant funding, and full interoperability. From high-risk startups to scaled-up enterprise brands—this isn’t “select,” this is Premier.
“ACH is slow. Cards are tired. Premier FedNow® is built for now—and built to last.”
Go Premier at TodayPayments.com
Are you still relying on slow wires, credit card processors with hidden fees, or bank-controlled ACH?
It’s time to stop settling for
average. Premier FedNow® gives your business the elite
status it deserves.
✅ Instant access to FedNow®, RTP®,
ACH & cards—all in one platform
✅ No setup fees. No bank
visit. No paperwork. Just results.
✅ Serve every state
with customizable MIDs across divisions & locations
✅
Full support for high-risk, recurring billing, and batch uploads
✅ Hosted Payment Pages, ISO 20022 RfPs, and real-time
reconciliation
Upgrade your payments now at
https://www.TodayPayments.com
Don’t
just go fast—go Premier.
Here's what we believe in:
- "Tired of Black and White Banking? Upgrade to Full-Color Real-Time Payments."
- "Ditch the Delay. Experience the Instant Clarity of Premier® FedNow."
- "Luxury-Grade Payments for Real-Time Businesses."
- "This Isn’t Your Everyday Processor. Premier Means Performance."
- "We Guarantee Every Transaction as ‘Top Choice’ Good Funding."
- "ACH and Cards Are Too Slow. Premier FedNow® Is Built for Now."
- "FedNow®, RTP®, ACH & Credit Card Transactions—Fully Integrated. Fully Premier."
- "Recurring Billing, Fast Payouts, High-Risk Ready—That’s Premier FedNow®."
- "We Don’t Just Support Real-Time—We Define It." • “From Delay to Display: Why Premier® FedNow is the Future of Merchant Payments”
• “RTP® vs FedNow® vs Credit Cards – Which Is Best for Modern Businesses?”
• “High-Risk? No Problem. Premier® FedNow Accepts All Credit Types”
Creation Request for Payment Bank File
Enhance Your Premier FedNow Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Premier FedNow payment processing pricing
